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References in periodicals archive ?
Unlike Medicaid, the nonprice rationing problem is system-wide in some other counties.
In the credit rationing paradigm, the effect of current repayment capacity is associated with so-called price rationing, whereas the effect of asset endowments, creditworthiness, and transaction costs is linked to nonprice rationing (Foltz, 2004).
Nonprice rationing is a less efficient mechanism for allocating credit than price, and, where it exists, it generally reduces the credit available to the market overall.
Lenders, in contrast, know if they are relying more heavily on nonprice rationing and why.
Goodfriend's model exposes two sources of prediction problems: the complexity of Discount Window nonprice rationing and the difficulties banks experience in forming accurate expectations of the interest rate spread.