The 1918 flu was harder on working-age adults who were likely to carry life insurance than it was on children or older people, and that made it especially hard on life insurers
Accenture's review of recent share pricing trends reveals that most life insurers
are selling at less than book value--meaning, essentially, that investors are betting that life insurers
will destroy rather than create shareholder value in the next few years.
The planned tender offer follows the recent acquisition of an additional 47.3 percent stake in the life insurer
unit from New York Life International and its affiliate for THB8.40bn, increasing the bank's total holding to 94.7 percent.
, which were fully allowed to sell insurance products at banks in December 2007 as part of the relaxation of regulations, have been accelerating efforts to develop such products.
The Japanese life insurers
plan to pay back premiums or pay insurance money under an inflation-adjusted method.
Those papers fail to reflect how life insurers
' business has changed, the economists write.
For US life insurers
, expected delays in further Fed rate increases and flight-to-safety buying of US government bonds has pushed Treasury yields to near-record lows.
The number of U.S.-owned life insurers
operating in the United States fell 2.1% in 2016, to 797, but total U.S.
The low interest rate environment poses a significant challenge for life insurers
with sizable blocks of liabilities with promised interest rate guarantees found in annuities or universal life insurance policies, the recently-released annual report written by FSOC members warns.
Although the closely watched gauge is well above the critical 200 percent threshold below which financial authorities require insurers to take prompt corrective measures, the life insurer
saw its balance of contracts continue falling in fiscal 2003.
Fitch expects modest spread compression to remain a headwind to life insurer
operating results for full-year 2018.
They say more complete life insurer
financial statements could help observers do a better job of understanding how efforts to control risk are interacting with long-term risk.
For a consumer, simply contacting a life insurer
to learn whether the consumer is a beneficiary of a policy written by a life insurer
is more difficult than most consumers expect, Hartmann added.
Although the closely watched gauge is well above the critical 200 percent threshold, below which financial authorities require insurers to take prompt corrective measures, the life insurer
saw its balance of contracts continue to fall in fiscal 2003.
was the most profitable life insurer
with NT$10.1 billion in after-tax earnings in 2011, followed by Nan Shan Life Insurance Co., whose major shareholders changed, with NT$4.895 billion, with the third place China Life Insurance Co.