insurability


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Related to insurability: Guaranteed insurability
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  • noun

Antonyms for insurability

the quality of being insurable

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Term life insurance with a conversion or exchange option meets her needs since it locks in insurability now while she is young and in good health -- but has flexibility to change as her lifestyle changes.
These analytic advances can help actuaries keep pace with emerging risk analyses that define future pricing needs, help underwriters better determine the insurability of properties using state-of-the-art analytics and visualization and help claims departments ascertain loss exposures before and after an event and determine safe and efficient adjuster deployments to loss sites.
Changes in the plan of insurance require re-computation of the premium payment plan, cash value schedules and projected dividend schedules, and may involve a new underwriting evaluation if the company requires evidence of insurability.
plaintiffs, with a conundrum as some states prohibit the insurability of
As in the case of admissions of misconduct, penalties may also give rise to questions regarding indemnification, insurability, and policy coverage.
But if your clients have disposable income and children or grandchildren, and are looking for insurability protection, access to cash value, and a few tax benefits, juvenile whole life insurance could be the perfect product to add to your sales portfolio.
The big attraction is that you have guaranteed insurability - you will be insured irrespective of your state of health when you come to renew.
They cover general principles such as cardiac morphology and nomenclature, genetics, assessment, diagnostic methods, interventional catheterization, operation and reoperation, heart and lung transplantation, and medical management, including noncardiac surgery, electrophysiology, infective endocarditis, pregnancy, exercise, and insurability.
The policy included a provision that let the insured convert the policy into a universal life policy without providing proof of insurability, Coventry First says in its complaint.
The big factor is the uncertainty for the future of Medicare Advantage combined with future insurability concerns.
There may be issues about the property's insurability for flood risk, which will impact on the ability to raise a mortgage on the property and hence its value.
If the user submits a loan to the AUS and it is determined to be eligible for insurability by the FHA, a Loan-Score-generated FHA certification is returned.
The underwriting insurance company is unhappy with the risk spread and may want to decline to issue the case, raise the rates, lower the commissions, ask for evidence of insurability, or all of the above.
At the time a life insurance policy is issued it is often possible to purchase an option that provides the policyowner with the right to purchase, without evidence of insurability, additional amounts of permanent insurance at stated intervals or upon stated events.
This guarantee of insurability can be important to children later in life when they may otherwise have a difficult time purchasing coverage because of health issues.