Cotter and his then-wife, Barbara Cotter, opened The Struck Cafe in 1979 in a modest space at 415 Chandler St.
Cotter listed about $274,911 in assets in his filing and $762,499 in liabilities.
Sharing his father's vision, the Cotters saw what the hardware retailer could mean for consumers -- locally owned and operated retailers with community insight and involvement, backed by the buying power of a national company.
Looking back, his first few years were some of the most rewarding to Cotter.
Rates of out-of-wedlock conception were much higher among cotters than owners.
Even though the practice was much more common among the cotter than the owner class, he argues suggestively that it developed in reaction to arranged marriages and an excessive patriarchal authority that controlled children well into adulthood.