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Cahoot, M&S Bank, Nationwide and Zopa all charge 3.
First Direct, which is part of the HSBC group, said the bank has been testing its website security and confirmed its security is being updated this week, while Cahoot and The Bank of Scotland have provided a similar response.
At the end of March, Cahoot announced that 94 posts from its 300-strong workforce were going.
John Goddard, managing director of cahoot, said: "Many people borrow money from one source or another, which isn't necessarily a problem as long as they have the means to pay it back.
Mr Reece raised his concerns with BBC News - which earlier this month reported on a security loophole at Internet bank Cahoot - and Morgan Stanley moved fast to deal with the problem.
That was the stark conclusion of research carried out by online bank Cahoot, whose latest Lifestyle Index report shows that 59 per cent of people spend more than they earn.
Cahoot, based at Friars House in Manor House Drive, is offering staff facing redundancy the chance to relocate to Bradford -or Madrid.
uk, Cahoot is currently offering the best deal on a pounds 10,000 loan over five years of 5.
It claimed that someone who borrowed pounds 2,800 over a year, paying the balance in full every four months, would pay pounds 40 on a Cahoot credit card and just pounds 38 on an HSBC one, despite the fact that Cahoot charges interest of 11.
The average rate of interest paid is only about one per cent before tax but banks such as Cahoot, Alliance & Leicester, Lloyds TSB, Smile and Halifax/Bank of Scotland all pay out as much as three per cent.
Martin Peterlechner of internet bank cahoot said: "Because we have low overheads, we can pass these savings on by giving customers better interest rates.
The survey, released today, was conducted by cahoot, the interactive bank from Abbey National which has teamed up with the ICRF.
UK online bank Cahoot, a subsidiary of Abbey National, has been forced to withdraw all of its debit cards just two months after issuing them.
INTERNET BANKS: Online providers Smile, Cahoot and First Direct all have current accounts that compare favourably with many high street banks.