We believe that rather than specifying detailed capital requirements for a select group of assets by statute, it would be preferable for the Congress to revise this legislation to support the agencies' efforts to develop appropriate capital standards for securitizing all types of loans
However, these types of loans
are often specifically tailored to meet the unique needs of each borrower.
I would note that although the existing regulatory guidance needs revision, its limitations have not precluded the development of substantial securitization markets for other types of loans
To encourage CRA-related programs, some municipalities, too, condition their placement of deposits upon the institution's making specific types of loans
Guaranteed AVMs provide our customers with the unique ability to use automated values on higher loan amounts and other types of loans
, while providing them with more protection than traditional drive-by or full appraisals," said Tedd R.
Other types of loans
may appear less costly until you factor in various conditions, deep prepayment penalties, or other restrictive conditions.
For most types of loans
, noticeable declines in charge-off and delinquency rates occurred over the second half of the year.
These types of loans
may exhibit wider recovery characteristics versus the more typical senior secured leveraged loans.
Although it is not our regular business practice, we can finance these types of loans
on a case-by-case basis.
Survey responses to the May 1990 LPS indicated that banks had continued to tighten selectively their credit standards and nonprice terms of credit for riskier types of loans
in early 1990.
As a top mortgage authority, he will know the types of loans
being made and be familiar with the institutions which are making them, as well as the general investment policies which govern them.
The primary credit concern stems from the general resolution provisions that allow for funding of various types of loans
, including uninsured and second lien mortgages.